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Disclaimer:

  1. This blog reflects my personal opinions based on my experiences on matters of life. It’s free!
  2. None of the blogs or opinions expressed within are meant as advice to you or anybody else on any matter, including but not limited to, personal finance, health, or other matters of life. If you need advice, speak to a professional!
  3. I welcome your thoughts, including constructively critical ideas. Please share!
  4. However, loose language, abusive comments, or other forms of verbal vandalism and rudeness will be very displeasing for me and other readers. Please behave!
  5. If you didn’t enjoy what you read, do come back. It only gets better!